![]() ![]() When the Federal Open Market Committee (FOMC) establishes its target rate, interest rates throughout the economy shift accordingly. The Federal Reserve periodically adjusts its benchmark federal funds rate, which underpins most interest rates, including the rates paid on CDs. ![]() Navy Federal also offers a special 12-month Navy Federal Credit Union Special EasyStart Certificate that earns 5.30% APY with a $50 minimum deposit required. The special certificate earns 4.00% APY with minimum deposits of $1,000 or $20,000 and 4.05% APY on minimum deposits of $100,000.
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